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Learn how biometric authentication and app lock work with ynab on your ios and android devices. Follow the steps in this article to enable or disable this feature on your mobile. I only connect the accounts that support o*auth.
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This means you dont give your login information to plaid, you login directly to your bank and authorize them to to send info to ynab directly. As a developer i can explain why it keeps you logged in: There is a pooling on the background that fetch transactions data every x seconds, so you can see your transactions appearing up. If your bank balance doesnt match the account balance you see in.
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Don't login with the google or apple options. Use a strong/complex password used only for this email address. On the mobile app use app lock. That way, if an unauthorized person has access to your password, they cant log in to your account without the second step. Its as secure as it gets!
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